Thoughts On Home Purchase and Down Payment

April 4, 2012

For many people, owning a home is something that they hope to achieve one day. Being a homeowner gives one a sense of accomplishment, and it offers more freedom than renting. But there are certain expenses that can stand in the way of owning one’s home. One of the biggest is the down payment. In [...]

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Why Invest?

April 2, 2012

For the uninitiated, investing can be a scary concept. Putting your hard-earned money into stocks, bonds and other instruments that could lose value doesn’t seem to make much sense on the surface. While it’s true that some people lose their life savings by investing, these people are in the minority. Not all investments are high-risk. [...]

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Teaching Your Preschooler About Money

March 27, 2012

One of the first things that kids learn about money is that you can use it to buy things. We rarely have to teach them this, because they learn it from being with us when we go shopping. But they are usually unaware of most of the aspects of money we take for granted. Parents [...]

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529 Plans – Saving For College

March 23, 2012

It’s never too early to start thinking about your children’s college education. The sooner you start saving, the greater the chance your child will have enough money to get through college with no worries. But when considering college savings, many parents are unsure just what they should do with the money. You could stuff it [...]

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5 Ways You Can Improve Your Credit Score

March 21, 2012

Our credit scores play a big role in determining the results when we apply for a credit card or loan. A good credit score can help us get the credit we need at the best possible rate. A poor credit score could result in a higher interest rate or denial of credit. It is in [...]

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The Benefits of Energy Efficient Appliances

March 14, 2012

Investing in energy-efficient appliances not only benefits you, the consumer, but it also benefits the environment. Here are just a few of the advantages to investing in greener appliances: Lower utility bills Because of federal regulations, newer appliances are less expensive to run than older ones. Consider refrigerators – according to the American Council for [...]

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Tips For Getting Your Household Budget Under Control

March 12, 2012

Do you ever feel like the money you earn is just passing through on its way to someone else? A lot of us do. All too often we spend money as quickly as we get it. Some of that money goes toward necessities such as food and shelter, but a goodly portion of it often [...]

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Finding Inexpensive and Free Activities For Your Family To Enjoy

March 7, 2012

We all need to get out and do something different every now and then. Whether it’s summer vacation or just a weekend adventure, a break from the norm does us worlds of good. But it can also be very expensive. The most popular entertainment destinations usually come with a hefty price tag. Admission to amusement [...]

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Overlooked Things To Consider When Looking For A New Home

March 7, 2012

The following is a guest post. With the property market as unpredictable as ever, it’s extremely important that you buy a house that matters to you. If you fail to take into account a few key yet oft overlooked issues about a prospective property prior to buying it, you could find that even the biggest [...]

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4 Ways to Maximize the Value of A 0% Balance Transfer Card

March 5, 2012

Promotional 0% APR balance transfers can be an incredibly valuable way to suspend interest payments while paying down debt. These offers allow cardholders the opportunity to transfer existing balances to a new account while enjoying an interest free period that can range from 6 to 15 months or longer. But simply receiving a balance transfer [...]

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