Pros and Cons of Investing in Stocks Online

March 4, 2010

The Internet has made a lot of things much easier than they once were. Instead of loading up and going to the mall, we can shop online. Telecommuting, which was once virtually unheard of, is now pretty common. And while investing in stocks once required a trip to a brokerage, or at least a phone [...]

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Easy Ways to Improve Your Gas Mileage

March 3, 2010

The price of gas varies from city to city, but no matter where you go, it’s not cheap. Many drivers have sought to cut their spending on gas by driving less. While this is certainly a good strategy, we can’t stay home all the time. Here are some tips for using less gas when you [...]

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Do You Know How Much You Owe?

March 2, 2010

In today’s society, we tend to accumulate debt without giving it much thought. That was once seen as a sign of severe irresponsibility. But it has become so common these days that it seems more like a matter of mimicking what we see around us than a character flaw.
With consumers getting into more debt than [...]

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How to Use a Gap Year to Make Some Extra Cash

March 1, 2010

Traditionally, most students in the United States have entered college in the year following their high school graduation. But in many other countries, students are more likely to take a year off, known as a “gap year.” In recent years, this practice has also become more common in the U.S.
American students often take a gap [...]

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Frugal Ways to Decorate Your Baby Nursery

February 28, 2010

There are a lot of things to think about when there’s a baby on the way. You’ve got to come up with the perfect name for your little bundle of joy. You have to line up childcare when it’s time to go back to work, or make plans to stay home with the baby. There [...]

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Ways to Get “Free” Groceries

February 27, 2010

Food is one of the necessities in life. Most of us spend a few hundred dollars a month on it. Obviously, it’s not one of those things that we can just completely cut out of the household budget.
But we can save a lot of money on food if we are willing to put a little [...]

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How to Keep Your Financial and Personal Information Safe

February 26, 2010

Our personal documents and information are very important to us. We need them to manage our finances, pay bills, file insurance claims and more. While most people know which papers they need to keep, relatively few store them in a manner that will keep them safe in case of an emergency.
Simply throwing important papers in [...]

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DIY Loan Modification Kits: An Explanation

February 25, 2010

If you’re facing the possibility of foreclosure, it’s important to take action to prevent it quickly. If you can work something out with your lender, you will be able to keep your home. It’s best to have an experienced attorney on your side, but if you’re struggling to make your mortgage payment, chances are good [...]

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Diversify Your Portfolio to Minimize Risk Taking

February 24, 2010

There’s an old adage that says we shouldn’t keep all of our eggs in one basket. This can be interpreted in a number of ways. For investors, it is synonymous with diversifying their portfolios.
Beginning investors often put all of their money into one type of investment. They might purchase stock in a company that is [...]

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Debt-free = Stress-free

February 23, 2010

Most of us are no stranger to debt. We go into debt to buy homes and cars, and to get things that we want. These things might make us happy when we get them, but paying for them isn’t so much fun.
When times are tough, it can be difficult to make payments on the things [...]

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