From the category archives:

Saving Money

Tips to Stop Spending and Start Saving

December 19, 2011

It can be difficult to curb your spending habits in favor of saving money. The first thing to realize is that your current spending habits have been established for some time and it will take some changes in your lifestyle to get you back on track. Changing your ways is very possible and before you [...]

Read the full article →

Save Money on Off Season Family Getaways

December 16, 2011

Planning a family vacation is very exciting; however, traveling as a family can quickly become expensive. There is a solution – traveling in the off season. Traveling in the off season offers many benefits, including lower prices. Instead of packing your bags and heading out of town during the popular travel months, hold out for [...]

Read the full article →

Tips For Saving Money on Heating Bills

December 10, 2011

Okay so Winter is here. An inevitable part of the winter season means a higher heating bill. This year does not have to break your bank, though – with just a few changes there are many ways that you can reduce your fuel bills significantly. Here are a few tips to help get you started: [...]

Read the full article →

Five Budget Friendly Christmas Decorating Ideas

December 5, 2011

Do you find that each year your collection of Christmas decorations grow and grow? Do you put out your decorations earlier each year and take them down later? Do you love to decorate for the holidays but hate what it does to your budget? If this sounds like you then there’s good news! There are [...]

Read the full article →

Easy Ways To Save Money On Glasses and Contacts

December 2, 2011

Having just made my annual trip to my optometrist, I’ve found myself thinking about ways to save money on glasses and contacts lately. I wear disposable contacts, so there are a few absolutes in my world. I have to go to the doctor each year. He won’t renew my contact prescription without my having an [...]

Read the full article →

Why Should I Invest?

February 5, 2011

For the uninitiated, investing can be a scary concept. Putting your hard-earned money into stocks, bonds and other instruments that could lose value doesn’t seem to make much sense on the surface. While it’s true that some people lose their life savings by investing, these people are in the minority. Not all investments are high-risk. [...]

Read the full article →

Why Should I Have an Emergency Fund?

February 4, 2011

Some people pride themselves on having a good handle on their finances. They pay their bills in full and on time each and every month. They manage their credit cards expertly, and even though they could get all the credit they want with ease, they refrain from opening new accounts that they don’t need. But [...]

Read the full article →

What Is Investing?

February 3, 2011

For some, investing is a way of life. For others, it’s an obscure concept that they’ve never explored. But if you have ever opened a savings account or put money into a retirement fund, you’ve dabbled in investing. By definition, investing is using our money in certain ways with the hopes that it will make [...]

Read the full article →

What Are Shares and Why Are They Issued?

February 2, 2011

Anyone can buy stocks. All you have to do is talk to an investment professional, and you can be a stockholder in short order. But those who have never invested in the stock market may be hesitant to do so. One of the biggest reasons people are unwilling to invest in stocks is because they [...]

Read the full article →

Wants versus Needs: Learn to Prioritize

February 1, 2011

There are two basic categories of things we spend our money on: needs and wants. Needs are things we must have to survive, such as food, water, shelter and clothing. Wants are things that we would like to have, but we would not be worse off without them. In theory, this is an easy concept [...]

Read the full article →