Personal Finance

If you’re on a tight budget this Christmas, and let’s face it most folks are, then you may need to have that conversation with your family. You know the conversation. IT’s the one that says, “We don’t have any money this year.” It can be an incredibly uncomfortable conversation. Most people don’t like to talk [...]

Most financial planners will tell you that having an emergency fund is of the utmost importance. If you put away some money for hard times, you won’t be as likely to fall behind when something unexpected happens. The peace of mind that affords is priceless. Still, lots of people do not see the logic behind [...]

Many people envision a Power of Attorney (POA) as a sort of death-bed request, or a document which appoints an intercessor so that you can avoid unnecessary or unwanted medical interventions. A POA is, basically, an official appointment by you of an individual (called an “agent” or “attorney-in-fact”) to manage your affairs should you be [...]

As a parent, you know your children are not shy about asking for money. Some families give their children money when they ask, others give their children allowances. If you don’t currently give your children one, here are ten things to know about allowances. Pros for giving your child an allowance: * You may want [...]