From the category archives:

Personal Finance

Tax Strategies for Homeowners

February 27, 2012

Owning a home is the most important longterm investment most of us will ever make. There are important tax benefits to owning a home, and there are tax strategies that homeowners can use to keep their taxes to a minimum. Here are a few ideas to discuss with your accountant so that you can develop [...]

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Steps to Take If You Have Bad Credit

February 13, 2012

The following is a guest post on behalf of Compare the Market. If you have recently learned that your credit scores are not as great as you thought they were, you are not alone. Many people discover they have bad credit after being denied for a loan or a new credit card. Some people take [...]

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Some Strategies for Protecting Your Personal Financial Information

February 8, 2012

Our personal documents and information are very important to us. We need them to manage our finances, pay bills, file insurance claims and more. While most people know which papers they need to keep, relatively few store them in a manner that will keep them safe in case of an emergency. Simply throwing important papers [...]

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Have You Reviewed Your Life Insurance Policy and Will Lately?

February 6, 2012

Many married couples put off the decision to buy life insurance until they have their first child.  The most diligent among us get life insurance immediately after the new arrival, but some still wait months or years.  Once life insurance is in place, most of us don’t think about it anymore.  Likewise, after we take [...]

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Do You Have Enough Saved in Your Emergency Fund?

January 25, 2012

If you’ve been listening to anything I’ve been saying, you already know how important I think an emergency fund is to your family’s finance. Setting up an emergency fund is one of the first steps everyone should take. After all, an emergency fund is the only thing separating you from full-blown panic when life throws [...]

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Seek Alternatives to Save on Your Monthly Phone Bill

January 23, 2012

If you are looking to pay off debt or just to trim your household budget, one good place to look to make further cuts is your home telephone service.  With so many options currently available, you may find that you don’t even need your home phone service or the expense. My home phone service typically [...]

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How to Save Money when Hiring Professional Movers

January 6, 2012

There is no doubt that moving is both time consuming and expensive, yet it is a necessary part of life.  It is estimated that the average American moves 11 times in their lifetime.  The number can be even higher if you are in the military.  However, there are a number of ways you can cut [...]

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Cheap Birthday Gifts for Every Budget

December 30, 2011

Today people in almost every home are looking for ways to save money on gifts. Gone are the days of the over-the-top, spend until you drop, birthday gift. You can still surprise and wow that loved one, but you now need to be a little more creative in an effort to keep your wallet intact. [...]

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Love to Dine Out? – How to Save Money with Restaurant Coupons

December 21, 2011

Many people enjoy the occasional dinner out. Dining out, however, can cause some strain on the wallet. Using restaurant coupons is a great way to cut your costs, no matter how many people are in your dinner party. Knowing where to find restaurant coupons and being aware of the restrictions will help you save money. [...]

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Life Cover – What will you leave in your will?

December 15, 2011

The following is a guest post. A will ensures that when someone dies, their possessions go to the people they want them to. Whether or not they’re married or in a civil partnership, anyone with dependants should make a will. A will also simplifies the process of distributing assets after death. When someone doesn’t leave [...]

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