March 2010

Having your possessions stolen is a harrowing experience. Theft obviously deprives you of property, but perhaps even worse, it shakes your confidence in your fellow human being. You may experience such emotions as fear, anger and anxiety. When someone steals a material possession, at least we usually know fairly quickly that it’s gone. But when [...]

Credit can help us get the things we need and want. For most of us, credit is required to buy a home or car. We can also use it to buy everything from vacations to groceries. And increasingly, our ability to rent an apartment or get a new job hinges on our credit. Our credit [...]

If you’ve ever applied for a loan or credit card, you’ve probably been subjected to a credit check. It’s the thing that lenders use to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words “credit report.” A credit report can help [...]

Bad credit can haunt us for a long time. Late payments we made years ago can affect our chances of getting a loan or credit card now, and possibly for years to come. Many people face this dilemma, and that is why credit repair has become such a hot topic. The offers are enticing. For [...]