From the monthly archives:

August 2009

How to Avoid Overdraft Charges when Using Your Debit Card

August 17, 2009

Debit cards are considered by many to be one of the greatest innovations of the past few decades. First issued in the late 1980s, they offer the convenience of a credit card without the expense of using borrowed money. Since they’re linked to our bank accounts, they simply give us quick access to our own [...]

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Alternative Motor Vehicle Credit: An Explanation

August 16, 2009

There has been a lot of talk in recent years about alternative fuel. With the supply of oil dwindling, the government has begun to offer incentives to those who choose to use energy from other sources. One such incentive is the Alternative Motor Vehicle Credit. This credit came about as part of the Energy Policy [...]

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Renting versus Buying

August 16, 2009

In general, we have two options when it comes to having a place to live. We can rent a dwelling that someone else owns, or we can buy a place of our own. Home ownership is touted as the “American Dream,” but whether you should rent or buy depends greatly on your individual needs and [...]

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Seven Ways of Reducing Childcare Costs

August 15, 2009

With the cost of just about everything on the rise these days, families have begun an earnest search for less expensive childcare. This is one of the major expenses parents face when pay day rolls around. Depending on the family dynamics, it’s often a case of one parent’s salary being used primarily to pay for [...]

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How to Protect Your Home and Its Contents

August 14, 2009

Homeowners insurance is one of those things that we often buy because we have to. When purchasing a home, the mortgage lender requires that the buyer purchase insurance to protect their interest in the property. But even if you own your home free and clear, homeowners insurance is something you need. A good insurance policy [...]

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Pros and Cons of Buying Foreclosure Properties

August 13, 2009

In the best of times, foreclosures happen. When the economy tanks, they happen much more frequently. This is devastating to those who lose their homes, but it presents an opportunity for real estate investors and those who want to get a great deal on a home for themselves. It’s no secret that foreclosed properties are [...]

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Money Saving Ideas on the Weekend

August 12, 2009

Although money may not always be in abundance for activities for the entire family, this doesn’t mean your family needs to miss out on some well-needed time together. Enjoying each other’s company is an important aspect of everyone’s life. There are many different educational, economical and fun ways your family can have fun together. We’ve [...]

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How to Live on a Lower Income

August 11, 2009

Experiencing a drop in income can send us into a panic and our budgets into a tailspin. Unfortunately, it can happen to just about anyone. You or your spouse could be laid off, work could dry up if you’re self-employed, or you or someone in your household could fall ill. Times like these call for [...]

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Retirement: Don’t Let Your Money Retire

August 10, 2009

Retirement can be a joyful time of life. You get to leave the daily grind and spend more time doing the things you love with the people you care about. If you’ve saved up enough money to live comfortably, you can live a fulfilling, carefree life. If you did a particularly good job of retirement [...]

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