From the monthly archives:

June 2009

Exposure Coverage: Know the Law!

June 18, 2009

It’s frightening to think of what could happen if your credit card is stolen. You may not realize it’s gone right away, and by the time you do, someone could have charged thousands of dollars in your name. And what if someone were to get your credit card number without your knowledge? By the time [...]

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Ideas for Frugal Summer Vacation Fun at Home

June 18, 2009

We all need a vacation every now and then. Getting away from the stresses of everyday life for a while leaves us refreshed and gives us a new sense of purpose. But when money is a concern, jetting off to a remote island may not be an option. Even going on a road trip could [...]

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Ten Ideas for DIY Savings Around the House

June 17, 2009

Unless you’ve just moved into a brand new house, home improvement is a never-ending job. When one project is complete, we always find something else that needs work. The improvements add value to our homes, but they come with a hefty price tag. Many homeowners feel that they must have a professional come in for [...]

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Ten Tips to Surviving Sudden Job Loss

June 17, 2009

With the ever-changing economic climate and the tendency for manufacturing jobs to go overseas, layoffs have become all too common. One day you might be going in to work as usual, and the next you could be sent packing. Unexpected job loss can really take the wind out of our sails. Not knowing how we [...]

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Disability Insurance ? What It Covers and When to Get It

June 16, 2009

Disability insurance is an income replacement insurance policy which is dispensed to you if you are injured or too ill to return to work. It’s the only insurance available which keeps all other assets protected. Without insuring your income, any investments and/or insurance you have been contributing to for possibly many years will no longer [...]

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Stocks or Annuities or Both?

June 16, 2009

In order to determine whether you should invest in stocks, annuities, or both, it is important to understand each component and how they compliment each other in an investment portfolio. With today’s stock market at an all-time low, some experts would recommend that this is a good opportunity to invest in stocks. The “buy low, [...]

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Pros and Cons of Credit Cards for Students and Teens

June 15, 2009

Learning to use credit responsibly is important for every young adult. If one starts out on the right foot, he is less likely to let debt get out of control than if he starts charging everything in sight as soon as the opportunity presents itself. But at what age are credit cards appropriate? According to [...]

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Am I Entitled to a Severance Package?

June 15, 2009

No matter what the circumstances, leaving a job can be stressful. If you are laid off or fired, the prospect of seeking new employment without having a paying job can be frightening. When you retire, not knowing what your financial future holds may cause anxiety. And even if you’re leaving to take another job, there [...]

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Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time

June 14, 2009

One great way to save money is to use everyday household products in smart new ways. The book “Extraordinary Uses for Ordinary Things: 2,317 Ways to Save Money and Time” was written by the editors of Reader’s Digest and gives you fantastic new ideas on how to save money and time. The book features: * [...]

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Paying Down Credit Cards versus Building Up Savings

June 14, 2009

If you’ve ever been hit with an unexpected expense, you know that you need some source of funding to fall back on at all times. A savings account makes the most sense, because it gains interest. But many consumers use their credit cards as a safety net, even though they know it will cost them [...]

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