From the monthly archives:

May 2009

Create a Vacation Budget and Stick to It

May 20, 2009

Taking a vacation is supposed to help alleviate stress, not add to it. But for those of us who do not have unlimited funds to work with, it can do just that. Planning fun for the whole family and providing for transportation, meals and accommodations can be tricky, and paying for it all can be [...]

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Coupon Hunting for a Cheaper Vacation

May 19, 2009

Going on vacation can be fun, relaxing and rejuvenating. But one thing it usually isn’t is cheap. Just paying for a place to stay and admission to attractions can add up to hundreds of dollars. And by the time you factor in travel, dining and shopping, your vacation could cost a small fortune. The good [...]

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Are Corporate Bonds a Good Investment in Today’s Market?

May 18, 2009

Ask any investment professional which type of investment is best, and he will tell you that it depends on a number of factors. The amount you have to invest, the length of time you wish to invest your money, and your tolerance for risk all have a bearing on which investments are best for you. [...]

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Five Common Financial Lies

May 16, 2009

Dishonesty can ruin friendships, relationships with bosses and co-workers, and even family ties. But in a marriage or domestic partnership, it is particularly harmful. Finding out that your significant other has been deceiving you is a difficult thing to deal with, and it can easily destroy a relationship. Lies come in all shapes and sizes. [...]

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Corporate Bonds Explained

May 15, 2009

When discussing investments, stocks and bonds are often lumped together. Perhaps it’s because both are securities that are issued by corporations. Or perhaps it’s because they both carry a significant amount of risk. Corporate bonds are debt securities that are sold to investors. They are created for the purpose of raising capital for a company, [...]

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Annuities: An Explanation

May 15, 2009

How does guaranteed income for life sound? Unless you have all the money you could possibly ever need, it probably sounds great. But surprisingly few people know that you can get income for the rest of your life by purchasing an annuity. Annuities aren’t something we hear about every day, but they are widely available. [...]

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What Is Investing?

May 9, 2009

For some, investing is a way of life. For others, it’s an obscure concept that they’ve never explored. But if you have ever opened a savings account or put money into a retirement fund, you’ve dabbled in investing. By definition, investing is using our money in certain ways with the hopes that it will make [...]

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What Are Shares and Why Are They Issued?

May 8, 2009

Anyone can buy stocks. All you have to do is talk to an investment professional, and you can be a stockholder in short order. But those who have never invested in the stock market may be hesitant to do so. One of the biggest reasons people are unwilling to invest in stocks is because they [...]

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Wants versus Needs: Learn to Prioritize

May 7, 2009

There are two basic categories of things we spend our money on: needs and wants. Needs are things we must have to survive, such as food, water, shelter and clothing. Wants are things that we would like to have, but we would not be worse off without them. In theory, this is an easy concept [...]

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Understanding Securities

May 6, 2009

For the uninitiated, the stock market and all of the terms associated it can be as clear as mud. While most of us have a basic understanding of stocks themselves, our eyes tend to glaze over when presented with related concepts. So if you have no idea what securities are, you’re certainly not alone. Actually, [...]

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