From the monthly archives:

April 2009

Dangers of Identity Theft

April 11, 2009

Having your possessions stolen is a harrowing experience. Theft obviously deprives you of property, but perhaps even worse, it shakes your confidence in your fellow human being. You may experience such emotions as fear, anger and anxiety. When someone steals a material possession, at least we usually know fairly quickly that it’s gone. But when [...]

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Tips for Savvy Shoppers

April 11, 2009

It seems that most of us became savvy shoppers during the holidays, as is shown by the decline in revenue for most department stores. This is not a bad thing, but it seems clear that we have been forced into becoming smarter purchasers in lieu of the current economic crisis. With so much uncertainty about [...]

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Tips for Paying Off Credit Card Debt

April 10, 2009

Experts will tell you that the best way to pay off credit card debt is to make a list of your credit cards with the highest interest rates cards first. Then, for the card at the top of the list, pay off as much as possible each month instead of making the minimum payment. When [...]

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Ten Remortgaging Tips

April 9, 2009

Here are ten remortgaging tips to help you secure the best rate for your home. 1. There are many types of remortgage deals available. Speak to several lenders to find the most appropriate and low cost deal for you. 2. Ask the lender what the interest rate will be for a remortgage. If it is [...]

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What Does a Credit Report Include?

April 8, 2009

If you’ve ever applied for a loan or credit card, you’ve probably been subjected to a credit check. It’s the thing that lenders use to determine whether or not they are willing to do business with you. This is why many consumers cringe when they hear the words “credit report.” A credit report can help [...]

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Take a Realistic Look at Your Spending Habits

April 7, 2009

Recently, there was a TV program about people who are having problems paying there debts. One woman was chosen to receive advice from a financial counselor. The result of this encounter was enlightening. The financial counselor went over the woman’s credit report, income, and debts. After a while, she looked at the woman and told [...]

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Small Savings = Family Vacation

April 5, 2009

Saving for a family vacation during the year is possible, through some simple measures. Most banks have a vacation and/or holiday club where you deposit a specific amount each week depending upon how much you wish to save. For example, a Christmas club for $5.00 would yield $250.00, whereas a Holiday Club for $25.00 a [...]

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Bonds and Mutual Funds Explained

April 4, 2009

When it comes to investments, perhaps the best-known type is stocks. We hear about how popular stocks are doing every day on the news, and when the economy takes a turn for the worse, we hear about how the stock market in general has plummeted. But stocks are far from the only type of investment [...]

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Should I Give My Teenager a Gas Budget?

April 3, 2009

Remember when gas prices were at the highest levels in history just a few short months ago? Like most drivers, you probably curtailed your use of the car and used public transportation instead. Did your teen use the family car and if so, did he or she pay for the gas? Thinking back to when [...]

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