From the monthly archives:

June 2008

Five Tips to Saving While Traveling with Kids

June 14, 2008

With summer upon you, you may be planning a summer vacation for your family. But, as oil prices drive up the cost of gas and airline fares, a vacation can represent a fairly large part of your summer “fun” budget. For some of you, a vacation may even feel out of reach in your current [...]

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Bank Fees That Could Sneak up on You

June 13, 2008

Staying on a responsible budget often requires that you make every dollar of your paycheck stretch as far as possible. Comparison shopping and carefully planning your purchases help you make the most of your money. Banking charges, however, often require a watchful eye to make sure that you aren’t hit with unexpected and unnecessary charges. [...]

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Take Inventory of Your Assets for Insurance Purposes

June 12, 2008

Almost everyone has some type of insurance to cover their personal belongings. Perhaps you have auto insurance to protect your car. If you rent an apartment, you might have renter’s insurance to protect your personal belongings. And homeowners usually have homeowners insurance to protect their investment in their house as well as its contents. Some [...]

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Festival Roundup

June 11, 2008

If you enjoy reading frugal posts, then you have to check out this week’s Festival of Frugality at MoneyNing.   Here are my favorites from the festival: Coupons are not just for junk food.  I absolutely agree!  I always have coupons on hand for household products like trash bags and diapers.  Preparing for a shopping trip.  [...]

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Five Ways Credit Unions Treat You Like a King

June 11, 2008

Many people have found that the service they receive at their bank isn’t always the most courteous service available. Some banks seem to think that you should be grateful that they took your business rather than them being grateful that you brought their business to them. Between ridiculously expensive service fees and lower interest rates [...]

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Bridging the Gap: What to Do When Your Spending Exceeds Your Income

June 10, 2008

When you sit down to plan your expenditures at the beginning of each month, there may be times when your planned expenditures outnumber your income. Sometimes, you can simply delay or cut some expenditures from your plan to equalize your budget. Other times, however, you won’t have that type of flexibility with your expenditures. How [...]

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When You Need Life Insurance and When You Don’t

June 8, 2008

Life insurance is a necessary part of many financial plans. It provides for your family’s financial well-being in the event that you or another family member is no longer able to provide for them. Although everyone must make his own determination about when he needs to buy life insurance, there are a couple of common [...]

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Getting the Newlyweds Started on the Right Financial Path

June 6, 2008

The sentiment behind wedding gifts is usually to get the bride and groom off to a great start as they begin their married lives together. Gifts of household goods are a wonderful way to surround the happy couple with tokens of their families’ love and affection in their new home. Every time they eat dinner [...]

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Keys to Making Sure You and Your Home Are Covered

June 5, 2008

Homeowners insurance is a necessity of life for anyone who owns a home. However, when you are pricing insurance policies, you’ll quickly realize that there can be a huge variance between the different policies’ coverage options. Those differences can greatly affect the price you pay for your coverage as well as the protection you and [...]

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When Does It Make Sense to Purchase an Extended Service Agreement?

June 3, 2008

We’ve all felt the pressure to buy an extended service agreement. Usually it happens just as you’re finishing your transaction and you’ve start to let your guard down. Suddenly the cashier is saying, “You want to add the extended service agreement to your purchase, right.” Well, before you say, “Yes, I do,” make sure that [...]

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