The sentiment behind wedding gifts is usually to get the bride and groom off to a great start as they begin their married lives together. Gifts of household goods are a wonderful way to surround the happy couple with tokens of their families’ love and affection in their new home. Every time they eat dinner on the plates their co-worker bought or the vase that their grandmother lovingly chose for them, they will be reminded that all of their friends and family members are supporting them and their new marriage.
However, making sure their happy couple’s marriage is built on a strong financial foundation is also a great way to smooth the path for a marriage that will last for many, many years. More than simply giving money to the bride and groom, a financially-themed gift will help the pair learn to talk about and deal with their finances before they hit any of the snags that other couples experience. Depending upon your budget, there are several things you could give to the newlyweds to jump start their financial futures.
Personal Finance Book – There are several personal finance books in publication that are specifically targeted toward newlywed couples. A book that speaks directly to the issues that recently-married folks are facing will be much more palatable to the new pair than a generic finance book. A quick web search will reveal several different options.
Certificate of Deposit – You can get the couple started on the path to saving for a rainy day by giving them a certificate of deposit (CD) in lieu of a traditional cash gift. This gift can be paired with the personal finance book, if you’d like.
Personal Finance Software – Teaching the newlyweds how to manage their finances is easiest when they don’t have a lot to manage. Getting good habits and tools in place now will pay off as they mature in the years to come. You can even offer to come over and help them set up the software when they get settled in their new home.
Will & Testament Kit – Many newly-married couples don’t necessarily have very complicated estates to deal with. However, it’s a very good practice to encourage them to start thinking about what estate planning. A will kit is a tool that will help them draft their first will while their lives are still simple. This first will could serve them until they have children or their assets become more complex.
Presenting the newlyweds with a financially-themed wedding gift is just one more way to show your love for them, as well as your desire to see them succeed in every part of their married lives. Dealing with important financial issues now will give the new couple a guideline for dealing with more complex items as they embark on their new journey together
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